1. Figure out how much house you can afford. Calculate your monthly income and debt. Check your credit report and FICO score. Use a mortgage calculator. Figure out your down payment. 2. Get pre-approved for a mortgage. Choose a type of mortgage. Speak to at least five lenders and mortgage brokers. Shop for the best…
If you’re a first time-buyer with limited financial resources, it’s wise to buy a home that meets your primary needs in the best neighborhood that fits within your price range. You can maximize your home purchase location by incorporating some of the following strategies into your neighborhood search: Upcoming neighborhoods: Look for communities that are…
Here are some smart tips to help determine which house is best for you. Once you’ve settled on a couple of preferred neighborhoods for your home search, it’s time to pick out a few homes to view. Having a house features “wish list” keeps you focused on which features are most important to you. When…
Narrow your home search by identifying neighborhoods that are right for you. This helps keep your search focused and efficient. As a REALTOR®, I can offer neighborhood information to guide you in your search. When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and tastes, some of the following…
